I posted a few weeks back about how Mac and I have different visions on money. We’re trying to walk the fine line of the marital compromise and have come up with a solution. At the moment, Mac’s BAH (his housing allowance) and COLA (cost of living adjustment for technically being stationed in Qatar though he’s…
One of the only perks of deployments is an increased income. Based on what they do and where they are, service members can make a lot of money while they’re gone. The first time Mac was deployed, I lived off of my full-time income, and he saved 95% of his (he paid our rent and…
And my money on my mind. I finally bit the bullet and started working on a budget. First, I created an Excel spreadsheet: I listed our incomes at the top, our monthly bills, and monthly expenses. As I book classes and get paid, I’ll update how much I make. Excel has a bunch of great…
So Dave Ramsey’s plan is based on completing seven baby steps to financial peace. His books discuss these at length and how to accomplish them. Step 1: Start an emergency fund of $1000. Status: Done. As I mentioned before, we have some money saved up. Step 2: Pay down debt with the debt snowball. Status:…
I’ve jumped off the deep end and am chugging the Dave Ramsey Kool-Aid. Hell, I stayed up till 2:30 am reading and finished the book today. Overall, I’ve realized that my parents did a really job teaching me about money; I just did a bad job of learning. Hindsight, thou art a heartless bitch. I…
Today, I started reading Dave Ramsey’s Complete Guide to Money. The in-laws were visiting last week, and Madre-in-law bought a copy of this book and Dave’s The Total Money Makeover for us. I first encountered Dave Ramsey because one of my cousins and her hubby took his Financial Peace University class through their church. Basically,…